Like any of the stuff on this list? Moderation right? ~ Dan

1. Splurging—There's nothing wrong with a little splurge.  Research shows that our increase in happiness isn't proportional to the money we spend, so treating yourself to a $50 blouse might actually bring you less total happiness than spending the same money on a small accessory every week or two. After the initial wave of happiness, we usually adjust to our new situation very quickly each time we get something we want, whether it's big or small. Unfortunately, that first rush of euphoria is short-lived. So frequent splurges give us those bursts of happiness over and over.  That's why buying things you enjoy can actually be good for your money. The key is to spend in a premeditated, controlled way.

2. Drinking Caffeine--Research shows that a reasonable amount of coffee does you more good than harm. Not only is coffee no longer associated with heart disease and stroke, but it also has antioxidants. It's been shown to fight Parkinson's disease, type 2 diabetes and liver cancer. If coffee isn't your thing, other caffeine sources are just as good. Caffeine increases memory, detoxes the liver, increases stamina during exercise and fights Alzheimer's. But make sure not to get carried away. More than four cups per day can have bad side effects like insomnia, irritability and restlessness.

3. Zoning Out--Staring into the distance at a meeting doesn't impress your boss. But that could actually be associated with good "working memory." A study found that people with more working memory have a tendency to drift off when the task at hand doesn't use all of their attention. Working memory is your ability to remember many different things at once. Working memory is kind of like "being on autopilot," thinking of one thing while doing another-like commuting all the way home and not remembering the trip. It's also been associated with measures of intelligence like IQ and reading comprehension.

4. Chocolate-- Eating 45 grams (about two bars) or more of chocolate per week reduces your risk of stroke, thanks to the antioxidants. One weekly serving of chocolate prevents blood clots. A compound found in chocolate may prevent the growth of cancerous cells. It can lengthen your life: The oldest woman on record lived 122 years and ate 2.5 pounds of chocolate per week.

5. Being Lazy About Your Money--Setting up automatic payment for your bills can make you feel lazy, like you aren't staying on top of every dollar in the way you should. But automatic payments are great for fixed expenses like rent or savings contributions. By bypassing your checking account, you don't see that money and aren't tempted to spend it. Plus, there's less risk of forgetting your cell phone bill. If you use auto bill pay, make sure you have enough money in your account ahead of time to keep from overdrawing. If you don't have a lot of extra cash and have to rush to deposit your paycheck before you can pay your bills, don't use auto bill pay. The risk of overdraft isn't worth it.