The 'magic' of the display Resist the urge: Write   a monthly mall shopping budget and stash cash in an envelope specifically for   that purpose. When the envelope is empty, stop spending. A written budget makes   you think twice when you are tempted by impulse buys.

When BOGO and two-fer deals are good Resist the urge:   Know your favorite retailers, brands, regular prices, promotions and discounts   -- and always check the clearance area first to find a similar item on sale   to avoid buying two of anything and spending more.

Don't turn right when entering the store Resist the urge:   Shop with blinders on. Stick to your list with the cash in your hand. Avoid   credit card debt at all costs, and head straight to what you came for."

Why clearance items are in the back Resist the urge:   Head to the clearance area first to find the best deals. This way, you will   have a frame of reference for comparing prices of similar items in other parts   of the store and will be able to make smarter choices.

Why the clearance area is messy Resist the urge:   Never shop when you are rushed for time, because this leads to making rash decisions.   Instead, set aside time to shop, dig and search for what you truly want, need   and can afford from the clearance section.